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IncomeSense income benefit individual decreasing term life insurance policy series ICC20 2006-4003-W WSA, ICC20 2006-4003-R WSA distributed by Gerber Life Agency and issued by Western-Southern Life Assurance Company (Western & Southern Life), Cincinnati, OH, which operates in DC and all states except NY. Both are members of Western & Southern Financial Group. Issuer has sole financial responsibility for its products. Policy approval and actual rates will be based upon the underwriting process, including but not limited to, additional information provided on the application. Product and feature availability, as well as benefit provisions, may vary by state. Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company. In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.
Policies are issued by The Savings Bank Mutual Life Insurance Company of Massachusetts ("SBLI") on policy form series 20-P-SIT. Centrian Life Insurance is a registered trade name and Connecticut d/b/a of SBLI. Policies sold in the state of Connecticut will be under Centrian Life Insurance. The premium quotes displayed here are non-binding and based on some preliminary personal information. The final insurance policy premium for any policy is determined following the applicant completing the full application process.

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