Term Life Insurance
Typically the least expensive way to provide protection for a selected period of time, up to 30 years, with premiums guaranteed to remain level during the entire period selected. You may convert your policy to a permanent plan if your situation changes or you can cancel your policy at any time. You can even select a feature that will refund a large portion of your premiums at the end of your selected period should you not use the policy.
Universal Life Insurance
Provides you flexibility and a guaranteed lifetime death benefit. It allows you to adjust your premiums and offers the option of increasing or decreasing your death benefit as your needs change.
Whole Life Insurance
Gives you protection for your entire life at a fixed premium. It also builds guaranteed cash value and may pay policy dividends.
The Insurance Profillment Solutions Advantage
Commerce Bank customers can now benefit from an outstanding life insurance shopping experience thanks to its relationship with Insurance Profillment Solutions (IPS).
The IPS Advantage is simple. Experienced and dedicated licensed insurance agents will work with you to answer questions about life insurance and help you find the right solution for your specific needs. No pressure to buy. No pressure to purchase a particular type of insurance. No pressure to use a specific insurance company. Using only top-rated national insurance carriers that are rated "A" or better by A.M. Best, IPS can offer more solutions for more customers.
IPS prides itself on delivering a superior customer experience through accurate, fast, and personalized service. We are committed to:
- Recommend the most appropriate product, from the best carrier, that delivers the best possible value for you and your family,
- Provide insurance quotes that accurately predict what your policy will cost once it is issued,
- Keep you informed of how your application is proceeding through the underwriting and approval process, and
- Complete the process in a timely manner.
Request a Life Insurance Quote
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All Rights Reserved.
INSURANCE PRODUCTS: ARE NOT FDIC INSURED – ARE NOT BANK GUARANTEED – ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Commerce Insurance Services, Inc. is a subsidiary of Commerce Bank.
Name and logo used with permission.